ABOUT: Acts2Give 2013 Back to School Giveaway

Acts2Give, Sponsored by Piece the Script’s™

UPDATED Monday June 3^rd, 2013

FOUNDATION:

ACTS 2:44-45/ESV “And all who believed were together and had all things in common. And they were selling their possessions and belongings and distributing the proceeds to all, as any had need.”

ACTS 2O:35/ESV “In all these things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive’.”

MISSION:

In alliance with the mission of Piece the Script’s™ and its contributors, Acts2Give promotes individual and communal development, inclusive to but not limited to, the provision of goods to meet the needs of others.

ACTS2GIVE: 2013 BACK TO SCHOOL GIVEAWAY

FOR RECIPIENTS: [OPEN BETWEEN MONDAY JULY 29^th AND AUGUST 26^TH, 2013]

·        Each child must be between the ages of 3 and 13 AND enrolled between grades preschool and fifth grade beginning September 2013

o   Limit to one pair of shoes and one pack of sock per child

o   MUST VERFIY GUARDIANSHIP WITH STATE ID & CHILD’S BIRTH CERTIFICATE at your appointed date/time of pickup (originals shown, no copies)

o   Items cannot be held for a later time; items not retrieved at your appointed  date/time are donated to others

o   No information will be collected on site; info is used for verification purposes only

·        Supplies are limited and will vary, so compliance to the following is required to receive the donated items:

o   Like the Piece the Script’s™ page www.facebook.com/piecethescripts

o   In the “PHOTOS” Section, browse through the album “ACTS2GIVE: 2013 BACK TO SCHOOL  GIVEAWAY”

o   Leave a comment on the photographed shoes you prefer, with the following:

§  Your name

§  The name and age of your child

§  Email

·        No information will be sold and/or distributed to others; info is used for confirmation purposes only, and there after deleted/removed

o   You will receive a confirmation email, with an attached form to print, complete, AND submit on the day/time of pickup

REMEMBER: ALL REQUIREMENTS MUST BE FULFILLED TO RECEIVE THE DONATIONS.

FOR DONORS: [OPEN BETWEEN SUNDAY FEBRUARY 3^RD AND JULY 28^th, 2013]

·        Contribute NEW shoes and socks in person by visiting www.facebook.com/piecethescripts or contacting Denina “Twinker” Davis directly at (313) 463-1328 or lovelytwinker@gmail.com

o   For boys and girls, ages 3 to 13 years old

o   For grades preschool to fifth grade

·         Make a monetary donation by visiting twinkerdavis.blogspot.com and clicking the PayPal™ logo

5 Common Relationship Problems in Christian Dating

Link: http://missaleck.com/5-common-relationship-problems-in-christian-dating/

(1) Not acknowledging God individually and together:

Proverbs 3:6 states that we should acknowledge God in ALL our ways, so that He can direct our thoughts, actions, and decisions for the good. This scripture is applicable to friendships, dating, and especially marriage.

Since God is the wisest one anyone has come to know, why not ask His advice. Should I date this person? What questions should I ask him/her? What should I expect from him/her as a partner?

I’ve asked these questions myself and can contest that God answered them ALL! I may not have liked the answer He gave every time, but nonetheless, He is wise and didn’t want me to experience unnecessary pain and waste.

(2) Using social media as an outlet:

Emotions can easily become viral now and days. Posting comments and photos on social networks can fuel private quarrels and cause avoidable damage. So I caution you reader, when your boo gets your nerves, don’t put ‘em on blast! Create boundaries and enforce limitations. (Proverbs 2:11/KVJ Discretion will protect you; understanding will watch over you)

(3) Venting TOO much to others instead of your partner:

In the same fashion of creating boundaries, strive to keep certain things between you and your partner. This is not to say do not vent…but do so in “good measure” to those who are trustworthy...the ultimate trustworthy one being God.

Venting to the wrong people, and even telling TOO much business to trustworthy folks is potentially damaging to your relationship because it opens you up to gossip, criticism, and opinions…not all of which are good or wanted. So vent to your partner when you get the urge to do so. (James 5:16/NLT Confess your sins to each other and pray for each other that you may be healed. The earnest prayer of a righteous person has great power and produces wonderful results.)

(4) Holding your emotions inside:

Holding your tongue too long creates an invisible ticking bomb on the inside. You know it’s there, you may even ignore it. But that bomb has an expiration time and it WILL go off. God forbid you pop off on an innocent bystander or harshly to your mate! Take the time out to express your emotions [specifically as you can] and give yourself peace of mind.

Don’t be overly “spiritual” either. God will fight your relational battles, but you have to participate in winning the victory too! Speak up, and do so respectfully.

(5) Lack of honesty:

In my opinion, every relationship should have honesty, PERIOD. This is especially true for dating folks.

And in my eyes, dishonesty is the same as lying. I would rather a person let me know up front what I’m dealing with. Thereafter, I can adjust as I need to, to make clear decisions as to whether or not I should build a relationship and what type of relationship we should have.

Also, be real with yourself. Every relationship is not intended for dating or longevity. Some folks should stay associates! This is especially true of those who are indecisive and inconsistent. If it looks like a duck, quacks like a duck, and waddles like a duck, call it for what it is.

In short, look for honesty in other and be honest with yourself as to whether it is wiser to pursue a relationship or to walk away.

Twinker Davis loves God, collard greens w/ cornbread, and her hometown Detroit.  Current endeavors include writing, www.lovelytwinker.com, and the promotion of practical, applicable advice. Want to know more? Follow her at Twitter© www.twitter.com/LovelyTwinker and visithttp://twinkerdavis.blogspot.com/ !

Why is my FICO credit score falling?

By Janna Herron • Bankrate.com

Dear Credit Card Adviser,
For the past five years, my FICO credit score has been above 825. This month, I checked my credit score again, as I do annually, and it dropped to the 755 range. Nothing has changed, except that I applied for and received six new credit cards in less than three months. They all are cash-back rewards cards. What happened?
-- Pat

Dear Pat,
Your FICO credit score fell because you opened those six credit cards in a short time. Every time you open an account, you're allowing creditors to pull your credit report, and you're lowering the average age of your credit accounts.

Both of those actions will sink your score.

Here's how it works: When you apply for a new credit card, a lender will pull your credit report and score. This is called a "hard" credit inquiry, and it'll hurt your score. (It doesn't hurt your score, by the way, when you pull your own credit report. It also doesn't hurt when an employer pulls your credit report or when a lender pulls your credit report for marketing purposes. Those are called "soft" inquiries.)
If you have several hard credit inquiries in a short amount of time, the damage to your credit score increases dramatically, says Anthony Sprauve, spokesman for myFICO.com, the consumer education division of FICO.

"Our data shows that someone opening multiple credit accounts in a short period of time is at a higher risk for default," he says.

It's unclear how much a hard inquiry -- or several of them -- will hurt your credit score. It depends on the cardholder, Sprauve says. Typically, the higher your credit score, the harder it gets hit by any credit transgression, he says. Consumers with low credit scores will find that a hard inquiry doesn't hurt their already low credit score by the same amount.

The damage from these hard inquiries will lessen over time as long as you manage the new credit responsibly. That means paying your bills on time and keeping the balances below 20 percent of the total available credit, Sprauve says.

New credit accounts also hurt your FICO credit score by lowering the average length of your overall credit history. The average age of all your accounts, the age of individual accounts and the length of time since you used certain accounts all contribute 15 percent to your FICO credit score. As the accounts age, and if you manage them responsibly, those new accounts will eventually boost your credit score.

So be careful with those credit card offers. While it's attractive to sign up for rewards credit cards, especially since many of them offer cash bonuses for new cardholders, do so with prudence and only when you need new credit.

"In addition to paying bills on time and keeping revolving credit balances low," Sprauve says, "the third most important thing a person can do to improve their credit is only open new accounts when necessary."

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Ask the adviser

To ask a question of the Credit Card Adviser, go to the "Ask the Experts" page and select "Credit Cards." Read more columns by the Credit Card Adviser. Follow Janna Herron on Twitter.

Bankrate's content, including the guidance of its advice-and-expert columns and this website, is intended only to assist you with financial decisions. The content is broad in scope and does not consider your personal financial situation. Bankrate recommends that you seek the advice of advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. Please remember that your use of this website is governed by Bankrate's Terms of Use.

Posted: Jan. 30, 2013

Location of article:
http://www.bankrate.com/finance/credit/fico-credit-score-falling.aspx

Read more: http://www.bankrate.com/system/util/print.aspx?p=/finance/credit/fico-credit-score-falling.aspx&s=br3&c=credit&t=story&e=1&v=1#ixzz2Jgf6VjYc

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